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BDO Bench MasterCard

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



0% Shopping Rebate

Earn 2 points for every P200 spent in Bench Get special access to sales events & Bench shows Get freebies and special offers during your birth week.

P200 Spent = 1 point

Earn 1 point for every 200 pesos you spend anywhere Get double points when you shop at bench (200 spent = 2 points)


Minimum Annual income ₱ 180,000 pesos
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 13 years old years and above

Fees and Charges

Annual Fee ₱ 2400
Fee for supplementary holder ₱ Free For life with terms, otherwise 1200 pesos
Interest Rate 3% per month
Late payment charge 5% or 300 pesos of the outstanding balance, whichever is higher
Cash advance limit 30% of credit limit of credit limit
Cash advance handling fee 5% or 300 pesos of the cash withdrawn, whichever is higher
Cash advance interest charge 3%
Overseas spending fee 2% of the amount spent overseas%
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