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BDO Gold MasterCard

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



P50 Spent = 1 point

Earn 3x bonus points when dining Earn 3x bonus points when shopping
Gas & Fuel rebate

3 % Fuel rebate

Get 3% fuel rebate at participating Caltex stations


Minimum Annual income ₱ 420000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 13 years old years and above

Fees and Charges

Annual Fee ₱ 2400
Fee for supplementary holder ₱ 1200 pesos, fees waived if you spend 180,000 per year on the card.
Interest Rate 3% per month
Late payment charge 5% or 300 pesos of the outstanding balance, whichever is higher
Cash advance limit 30% of credit limit of credit limit
Cash advance handling fee 5% or 300 pesos of the cash withdrawn, whichever is higher
Cash advance interest charge 3%
Overseas spending fee 2% of the amount spent overseas%
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