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BDO ShopMore MasterCard

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



5% Shopping Rebate

5% Rebate at the 3-day SM Sales when you Spend P5,000 Plus additional 10% discount when you shop during the first two hours on the 1st day of the sale

P200 Spent = 1 point

Free SM advantage card additional 0.5 point on top of regular points goes to your SM advantage card


Minimum Annual income ₱ 180000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 13 years old years and above

Fees and Charges

Annual Fee ₱ 900
Fee for supplementary holder ₱ 600
Interest Rate 3.5% per month
Late payment charge 5% or 300 pesos of the outstanding balance, whichever is higher
Cash advance limit 30% of credit limit of credit limit
Cash advance handling fee 5% or 300 pesos of the cash withdrawn, whichever is higher
Cash advance interest charge 3.5%
Overseas spending fee 2% of the amount spent overseas%
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