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Land Bank Gold Local Visa

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months





Minimum Annual income ₱ 400000
Minimum age for principal holder At least 18 years old years of age
Min. age for supplementory holder 18 years old years and above

Fees and Charges

Annual Fee ₱ 1100
Fee for supplementary holder ₱ 500
Interest Rate 3.25% per month
Late payment charge 5.50% of the minimum amount due
Cash advance limit 30% of credit card limit of credit limit
Cash advance handling fee 50 pesos per transaction + 5% interest charge
Cash advance interest charge 5.00%
Overseas spending fee 2%
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