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PNB Platinum MasterCard

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



P50 Spent = 1 mile

Mabuhay miles P3M Free travel insurance Miles valid for 5 years


Minimum Annual income ₱ 300000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 16 years old years and above

Fees and Charges

Annual Fee ₱ 2500
Fee for supplementary holder ₱ 1250
Interest Rate 3% per month
Late payment charge 300 pesos
Cash advance limit 30% of credit card limit of credit limit
Cash advance handling fee 5% of the amount withdrawn
Cash advance interest charge 3%
Overseas spending fee 2%%
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