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RCBC Bankard Classic MasterCard



It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee

1.72%

18 Months

3.5%

1,500

First year waived

Rewards

Rewards

P36 Spent = 1 point

Flexible rewards program gives you more choice P125 spent = 1 point in supermarkets, drugstores and gas stations
Rebates & Cashback

1 % cashback

Rebates automatically credited to account every month Cashback only available to non-supermarket, gas and drug store transactions

Eligibility

Minimum Annual income ₱ 180000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 13 years old years and above

Fees and Charges

Annual Fee ₱ 1500
Fee for supplementary holder ₱ 750
Interest Rate 3.5% per month
Late payment charge 200 pesos or 7% of the past due amount, whichever is higher
Cash advance limit 30% of credit card limit of credit limit
Cash advance handling fee 3% or 500 pesos of the amount withdrawn, whichever is higher
Cash advance interest charge 3.5%
Overseas spending fee 3.5%
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