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RCBC Bankard Diamond Card Platinum MasterCard



It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee

1.72%

18 Months

2.75%

2,500

First year waived

Rewards

Rewards

P50 Spent = 1 point

Diamond Rewards Program P125 spent = 1 point in supermarkets, drugstores and gas stations

Eligibility

Minimum Annual income ₱ 480000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 13 years old years and above

Fees and Charges

Annual Fee ₱ 2500
Fee for supplementary holder ₱ 1250
Interest Rate 2.75% per month
Late payment charge 200 pesos or 7% of the past due amount, whichever is higher
Cash advance limit 30% of credit card limit of credit limit
Cash advance handling fee 3% or 500 pesos of the amount withdrawn, whichever is higher
Cash advance interest charge 2.75%
Overseas spending fee 3.5%
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