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Standard Chartered Gold Visa

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



P10 Spent = 1 point

Flexible rewards program gives you more choice Convert points to airmiles, gift certificates or even cashback Points never expire


Minimum Annual income ₱ 230000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 16 years old years and above

Fees and Charges

Annual Fee ₱ 2500
Fee for supplementary holder ₱ 1250
Interest Rate 3.5% per month
Late payment charge 7.5% of the Minimum Amount Due or P600, whichever is higher
Cash advance limit 30% of credit card limit of credit limit
Cash advance handling fee 4% of the transaction amount or 375 pesos, whichever is higher
Cash advance interest charge 3.5%
Overseas spending fee 2.5%
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