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UCPB Classic MasterCard

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



P30 Spent = 1 point

Extensive rewards program Convert points to Gift certificates from leading stores Account must remain active for points not to expire


Minimum Annual income ₱ 250000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 17 years old years and above

Fees and Charges

Annual Fee ₱ 1200
Fee for supplementary holder ₱ Waived for first year, 600 thereafter
Interest Rate 3.5% per month
Late payment charge P500 or 5% of the minimum amount due, whichever is higher
Cash advance limit 30% of credit card limit of credit limit
Cash advance handling fee P500 or 3% of the amount withdrawn, whichever is higher
Cash advance interest charge 3.5%
Overseas spending fee 2%
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