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UnionBank Omni Pass

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



P40 Spent = 1 point

Convert your points into fuel rebates, flights, gifts etc Points have 5 year expiration

P88 Spent = 1 mile

Use your airmiles with cebu pacific, Mabuhay miles & seair Free access to Club Manila lounge in NAIA 1 In order to redeem miles account must be active


Minimum Annual income ₱ 600000
Minimum age for principal holder At least 18 years old years of age
Min. age for supplementory holder 14 years old years and above

Fees and Charges

Annual Fee ₱ 1500
Fee for supplementary holder ₱ 750
Interest Rate 3.5% per month
Late payment charge 6% or 500 pesos, of the outstanding balance, whichever is higher
Cash advance limit 30% of credit card limit of credit limit
Cash advance handling fee 6% or 300 pesos of the cash withdrawn, whichever is higher
Cash advance interest charge 3.5%
Overseas spending fee 2%%
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