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EastWest Bank Practical MasterCard

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



Minimum Annual income ₱ 120000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 13 years old years and above

Fees and Charges

Annual Fee ₱ 1200
Fee for supplementary holder ₱ 600
Interest Rate 2.99% per month
Late payment charge 7.50% of the minimum payment due or Php500, whichever is higher
Cash advance limit 50% of credit card limit of credit limit
Cash advance handling fee 1% of the cash advance amount or Php500, whichever is higher
Cash advance interest charge 3.49%
Overseas spending fee 2.5%
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