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HSBC Platinum Visa

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


14 Months



First year waived



P20 Spent = 1 point

Earn 3X Bonus Points when Shopping and Dining locally Earn 4X Bonus Points when using the card overseas Minimum accumulated spend of 5,000 to earn accelarated points

P25 Spent = 1 mile

Travel accident insurance coverage of up to USD 500,000 50% disount on first year membership at Priority Pass 15% off HotelClub offers
Gas & Fuel rebate

3 % Fuel rebate

Fuel up at participating Caltex stations nationwide and get a 3% rebate


Minimum Annual income ₱ 500,000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 13 years old years and above

Fees and Charges

Annual Fee ₱ 5000
Fee for supplementary holder ₱ 2500
Interest Rate 2.75% per month
Late payment charge 7.5% of minimum due or P600, whichever is higher
Cash advance limit 30% of credit limit of credit limit
Cash advance handling fee 3% of amount drawn or P500, whichever is higher
Cash advance interest charge 3.02%
Overseas spending fee 1.5%
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