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HSBC Platinum Visa



It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee

1.25%

14 Months

2.75%

5,000

First year waived

Rewards

Rewards

P20 Spent = 1 point

Earn 3X Bonus Points when Shopping and Dining locally Earn 4X Bonus Points when using the card overseas Minimum accumulated spend of 5,000 to earn accelarated points
Airmiles

P25 Spent = 1 mile

Travel accident insurance coverage of up to USD 500,000 50% disount on first year membership at Priority Pass 15% off HotelClub offers
Gas & Fuel rebate

3 % Fuel rebate

Fuel up at participating Caltex stations nationwide and get a 3% rebate

Eligibility

Minimum Annual income ₱ 500,000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 13 years old years and above

Fees and Charges

Annual Fee ₱ 5000
Fee for supplementary holder ₱ 2500
Interest Rate 2.75% per month
Late payment charge 7.5% of minimum due or P600, whichever is higher
Cash advance limit 30% of credit limit of credit limit
Cash advance handling fee 3% of amount drawn or P500, whichever is higher
Cash advance interest charge 3.02%
Overseas spending fee 1.5%
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