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HSBC Premier Mastercard

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


14 Months


First year waived



P20 Spent = 1 point

Earn 3X Bonus Points when Shopping and Dining locally Earn 4X Bonus Points when using the card overseas A minimum accumulated spend of PHP5,000 per month is required on the card to earn accelerated points.

P25 Spent = 1 mile

Get emergency cash advance of USD 2,000 Supplementary credit card for your child or loved ones with full emergency assistance Travel, hotels and dining offers exclusive to HSBC Premier
Gas & Fuel rebate

3 % Fuel rebate

Fuel up at participating Caltex stations nationwide and get a 3% rebate


Minimum Annual income ₱ 500,000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 15 years old years and above

Fees and Charges

Annual Fee ₱ For Premier bank depositors only
Fee for supplementary holder ₱ Free For life
Interest Rate 2.75% per month
Late payment charge 7.5% of minimum due or P600, whichever is higher
Cash advance limit 30% of credit limit of credit limit
Cash advance handling fee 3% of amount drawn or P500, whichever is higher
Cash advance interest charge 3.02%
Overseas spending fee 1.5%
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