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Metrobank Gold Card

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


24 Months



First year waived



P20 Spent = 1 point

Earn 1 point for every Php20.00 that you spend anywhere Use points to redeem premium items or air miles from Philippine Airlines, Cathay Pacific Airlines or Singapore Airlines


Minimum Annual income ₱ 480,000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 13 years old years and above

Fees and Charges

Annual Fee ₱ 2500
Fee for supplementary holder ₱ 1500
Interest Rate 3.54% per month
Late payment charge P500 or 7.5% of past due amount, whichever is higher
Cash advance limit 30% of credit limit of credit limit
Cash advance handling fee P500 or 3% of Cash Advance Amount, whichever is higher.
Cash advance interest charge 3.96%
Overseas spending fee 3%
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