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PNB Mabuhay Miles World MasterCard

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



P50 Spent = 1 point

Use your points to get cash credits Points have 5 year expiration

P33 Spent = 1 mile

Mabuhay Miles Free travel insurance up to P3M coverage Miles valid for 5 years


Minimum Annual income ₱ 160000
Minimum age for principal holder At least 21 years old years of age
Min. age for supplementory holder 16 years old years and above

Fees and Charges

Annual Fee ₱ 6000
Fee for supplementary holder ₱ 3000
Interest Rate 2.7% per month
Late payment charge 300 pesos
Cash advance limit 30% of credit card limit of credit limit
Cash advance handling fee 5% of the amount withdrawn
Cash advance interest charge 2.7%
Overseas spending fee 2%
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