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UnionBank Platinum Card

It's free of charge!
Balance Transfer Interest Rate Annual Membership Fee


18 Months



First year waived



Minimum Annual income ₱ 600000
Minimum age for principal holder At least 18 years old years of age
Min. age for supplementory holder 14 years old years and above

Fees and Charges

Annual Fee ₱ 3000
Fee for supplementary holder ₱ 1500
Interest Rate 3.5% per month
Late payment charge 6% or 500 pesos of the minimum amount due, whichever is higher
Cash advance limit 30% of credit card limit of credit limit
Cash advance handling fee 6% or 300 pesos of the cash withdrawn, whichever is higher
Cash advance interest charge 3.5%
Overseas spending fee 2%
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