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When couples are planning on getting married one of the big concerns is often the cost of the wedding, from several hundred thousand pesos for your typical wedding to several million for big extravagant ceremonies.

How to finance your wedding?

Although maybe more convenient, using your credit card is not a good option financially. Other types of borrowing such as quick pay day loans have higher interest rates so they're not suitable either.

Your best option if you're planning on borrowing money for your wedding is a secured or unsecured personal loan. They have flexible loan amounts ranging from a minimum of 10,000 pesos to a maximum of 3,000,000 pesos and repayment plans or tenor available in 6, 12, 18, 24, 36, 42, 48, 60 months. Repaying your debt fast will mean you pay less in interest overall, paying back your loan over a longer period will mean smaller monthly payments but overall you will pay more in total interest.

The best Personal loans have the lowest interest and the stability of knowing your exact monthly amortizations (monthly payments) makes budgeting much easier. Plus if you obtain a secure loan rather than unsecured, meaning you offer up an asset as collateral to the bank, you will receive much lower interest rates as now the bank is protected in case of non payment but remember the bank can take possession of the asset if you default on the loan.

Almost anyone can apply for a personal loan, you need to be between 21 years old and 65 and be a filipino citizen. OFWs can usually apply for a personal Loan too, although you might be required to have a deposit bank account with the lender to serve as collateral.

Use our money monster loan calculator to find the best offers and rates available today.

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